They were happiest when the tearing down and building up were most riotous, and when new factory districts were thundering into life. In truth, the city came to be like the body of a great dirty man, skinned, to show his busy works, yet wearing a few barbaric ornaments; and such a figure carved, coloured, and discoloured, and set up in the market-place, would have done well enough as the god of the new people. Such a god they had indeed made in their own image, as all peoples make the god they truly serve; though of course certain of the idealists went to church on Sunday, and there knelt to Another, considered to be impractical in business. But while the Growing went on, this god of their market-place was their true god, their familiar and spirit-control. They did not know that they were his helplessly obedient slaves, nor could they ever hope to realize their serfdom (as the first step toward becoming free men) until they should make the strange and hard discovery that matter should serve man's spirit.

"Prosperity" meant good credit at the bank, black lungs, and housewives' Purgatory. The women fought the dirt all they could; but if they let the air into their houses they let in the dirt. It shortened their lives, and kept them from the happiness of ever seeing anything white. And thus, as the city grew, the time came when Lucy, after a hard struggle, had to give up her blue-and-white curtains and her white walls. Indoors, she put everything into dull gray and brown, and outside had the little house painted the dark green nearest to black. Then she knew, of course, that everything was as dirty as ever, but was a little less distressed because it no longer looked so dirty as it was.

These were bad times for Amberson Addition. This quarter, already old, lay within a mile of the centre of the town, but business moved in other directions; and the Addition's share of Prosperity was only the smoke and dirt, with the bank credit left out. The owners of the original big houses sold them, or rented them to boarding-house keepers, and the tenants of the multitude of small houses moved "farther out" (where the smoke was thinner) or into apartment houses, which were built by dozens now. Cheaper tenants took their places, and the rents were lower and lower, and the houses shabbier and shabbier--for all these shabby houses, burning soft coal, did their best to help in the destruction of their own value. They helped to make the quarter so dingy and the air so foul to breathe that no one would live there who had money enough to get "farther out" where there were glimpses of ungrayed sky and breaths of cleaner winds. And with the coming of the new speed, "farther out" was now as close to business as the addition had been in the days of its prosperity. Distances had ceased to matter.

The five new houses, built so closely where had been the fine lawn of the Amberson mansion, did not look new. When they were a year old they looked as old as they would ever look; and two of them were vacant, having never been rented, for the Major's mistake about apartment houses had been a disastrous one. "He guessed wrong," George Amberson said. "He guessed wrong at just the wrong time! Housekeeping in a house is harder than in an apartment; and where the smoke and dirt are as thick as they are in the Addition, women can't stand it. People were crazy for apartments--too bad he couldn't have seen it in time. Poor man! he digs away at his ledgers by his old gas drop-light lamp almost every night--he still refuses to let the Mansion be torn up for wiring, you know. But he had one painful satisfaction this spring: he got his taxes lowered!"

Amberson laughed ruefully, and Fanny Minafer asked how the Major could have managed such an economy. They were sitting upon the veranda at Isabel's one evening during the third summer of the absence of their nephew and his mother; and the conversation had turned toward Amberson finances.

"I said it was a 'painful satisfaction,' Fanny," he explained. "The property has gone down in value, and they assessed it lower than they did fifteen years ago."

"But farther out--"

"Oh, yes, 'farther out!' Prices are magnificent 'farther out,' and farther in, too! We just happen to be the wrong spot, that's all. Not that I don't think something could be done if father would let me have a hand; but he won't. He can't, I suppose I ought to say. He's 'always done his own figuring,' he says; and it's his lifelong habit to keep his affairs. and even his books, to himself, and just hand us out the money. Heaven knows he's done enough of that!"

He sighed; and both were silent, looking out at the long flares of the constantly passing automobile headlights, shifting in vast geometric demonstrations against the darkness. Now and then a bicycle wound its nervous way among these portents, or, at long intervals, a surrey or buggy plodded forlornly by.

"There seem to be so many ways of making money nowadays," Fanny said thoughtfully. "Every day I hear of a new fortune some person has got hold of, one way or another--nearly always it's somebody you never heard of. It doesn't seem all to be in just making motor cars; I hear there's a great deal in manufacturing these things that motor cars use--new inventions particularly. I met dear old Frank Bronson the other day, and he told me--"

"Oh, yes, even dear old Frank's got the fever," Amberson laughed. "He's as wild as any of them. He told me about this invention he's gone into, too. 'Millions in it!' Some new electric headlight better than anything yet--'every car in America can't help but have 'em,' and all that. He's putting half he's laid by into it, and the fact is, he almost talked me into getting father to 'finance me' enough for me to go into it. Poor father! he's financed me before! I suppose he would again if I had the heart to ask him; and this seems to be a good thing, though probably old Frank is a little too sanguine. At any rate, I've been thinking it over."

"So have I," Fanny admitted. "He seemed to be certain it would pay twenty-five per cent. the first year, and enormously more after that; and I'm only getting four on my little principal. People are making such enormous fortunes out of everything to do with motor cars, it does seem as if--" She paused. "Well, I told him I'd think it over seriously."

"We may turn out to be partners and millionaires then," Amberson laughed. "I thought I'd ask Eugene's advice."

"I wish you would," said Fanny. "He probably knows exactly how much profit there would be in this."

Eugene's advice was to "go slow": he thought electric lights for automobiles were "coming--some day," but probably not until certain difficulties could be overcome. Altogether, he was discouraging, but by this time his two friends "had the fever" as thoroughly as old Frank Bronson himself had it; for they had been with Bronson to see the light working beautifully in a machine shop. They were already enthusiastic, and after asking Eugene's opinion they argued with him, telling him how they had seen with their own eyes that the difficulties he mentioned had been overcome. "Perfectly!" Fanny cried. "And if it worked in the shop it's bound to work any place else, isn't it?"

He would not agree that it was "bound to"--yet, being pressed, was driven to admit that "it might," and, retiring from what was developing into an oratorical contest, repeated a warning about not "putting too much into it."

George Amberson also laid stress on this caution later, though the Major had "financed him" again, and he was "going in." "You must be careful to leave yourself a 'margin of safety,' Fanny," he said.

"I'm confident that is a pretty conservative investment of its kind, and all the chances are with us, but you must be careful to leave yourself enough to fall back on, in case anything should go wrong."

Fanny deceived him. In the impossible event of "anything going wrong" she would have enough left to "live on," she declared, and laughed excitedly, for she was having the best time that had come to her since Wilbur's death. Like so many women for whom money has always been provided without their understanding how, she was prepared to be a thorough and irresponsible plunger.

Amberson, in his wearier way, shared her excitement, and in the winter, when the exploiting company had been formed, and he brought Fanny her importantly engraved shares of stock, he reverted to his prediction of possibilities, made when they first spoke of the new light.

"We seem to be partners, all right," he laughed, "Now let's go ahead and be millionaires before Isabel and young George come home."

"When they come home!" she echoed sorrowfully--and it was a phrase which found an evasive echo in Isabel's letters. In these letters Isabel was always planning pleasant things that she and Fanny and the Major and George and "brother George" would do--when she and her son came home. "They'll find things pretty changed, I'm afraid," Fanny said. "If they ever do come home!"

Amberson went over, the next summer, and joined his sister and nephew in Paris, where they were living. "Isabel does want to come home," he told Fanny gravely, on the day of his return, in October. "She's wanted to for a long while--and she ought to come while she can stand the journey--" And he amplified this statement, leaving Fanny looking startled and solemn when Lucy came by to drive him out to dinner at the new house Eugene had just completed.

This was no white-and-blue cottage, but a great Georgian picture in brick, five miles north of Amberson Addition, with four acres of its own hedged land between it and its next neighbour; and Amberson laughed wistfully as they turned in between the stone and brick gate pillars, and rolled up the crushed stone driveway. "I wonder, Lucy, if history's going on forever repeating itself," he said. "I wonder if this town's going on building up things and rolling over them, as poor father once said it was rolling over his poor old heart. It looks like it: here's the Amberson Mansion again, only it's Georgian instead of nondescript Romanesque; but it's just the same Amberson Mansion that my father built long before you were born. The only difference is that it's your father who's built this one now. It's all the same, in the long run."